Building Better Money Habits Since 2019

We started with a simple question: why does talking about money feel so uncomfortable?

What began as weekend workshops in a Hobart community center has grown into a space where people actually want to discuss their finances. Not because they have to, but because they finally found someone who gets it.

Financial planning workspace with organized documents and strategy tools

Started With Real Conversations

Back in early 2019, I noticed something weird. Friends would ask for financial advice over coffee, but they'd never actually follow through. It wasn't laziness. They just felt overwhelmed by all the conflicting information out there.

So we tried something different. Instead of fancy spreadsheets and complex investment strategies, we started with the basics. How to actually look at your bank account without anxiety. How to set up a system that doesn't feel like punishment. The boring stuff that nobody wants to teach because it's not flashy.

Turns out, that's exactly what people needed. By late 2019, those coffee chats had turned into regular sessions. We moved into our Collins Street space in 2020, right before everything changed. And somehow, being forced to adapt helped us figure out what actually works for most people.

What Drives Our Work

Honest Dialogue

We skip the financial jargon and have actual conversations. You shouldn't need a finance degree to understand your own money situation. If something doesn't make sense, we explain it differently until it clicks.

Personal Context

What works for someone earning six figures won't work for someone juggling part-time work and study. We build plans around your actual life, not some theoretical ideal scenario that exists only in textbooks.

Gradual Progress

Big changes happen through small, consistent actions. We focus on building habits you can maintain rather than dramatic overhauls that last three weeks. Financial discipline is a practice, not a destination.

Portia Whimbrel, Financial Education Coordinator at evaronictelo
Meet Our Team

Portia Whimbrel

Financial Education Coordinator

Portia joined us in 2021 after spending years working in banking and hating every minute of it. She left because she was tired of pushing products people didn't need. Now she helps people understand what they actually need, which is usually much simpler than anyone expects.

She runs our group sessions and somehow makes budgeting feel less like homework. Her background in behavioral psychology means she gets why we make the money decisions we do, even when they don't make logical sense.

Outside of work, she's probably at the Salamanca Market arguing with vendors about pricing strategies. Yes, she's that person.

How We Got Here

Six years of learning what actually helps people change their relationship with money

  • 2019

    First Workshop Series

    Started with eight people in a borrowed space. Half of them were friends doing us a favor. But something clicked when we ditched the PowerPoint and just talked about real scenarios. By December, we had a waiting list.

  • 2020

    Found Our Space

    Moved into the Collins Street location in February. Then everything shut down in March. We adapted fast, moving sessions online and figuring out how to make Zoom work for these conversations. Lost some people, gained others.

  • 2022

    Expanded Programs

    Added specialized sessions after people kept asking about specific situations. Career transitions, dealing with debt, managing irregular income. We built content based on what people actually needed help with, not what we thought they should know.

  • 2024

    Resource Library Launch

    Created a collection of guides and tools based on five years of repeated questions. Nothing fancy, just straightforward information that people can actually use. We update it constantly based on feedback and new situations that come up.

  • 2025

    Current Programs

    Running regular sessions both in-person and online. Building relationships with local community groups. Planning new programs for late 2025 based on emerging needs. Still learning, still adapting, still having those important money conversations.

What Makes Us Different

We don't believe in one-size-fits-all financial advice. Your money situation is tied to your life circumstances, your values, and your goals. Our job is to help you figure out what financial discipline actually means for you.

That means we spend time understanding your context before suggesting anything. We look at patterns, not just numbers. And we're honest when something won't work for your situation, even if it's the trendy advice everyone else is giving.

Programs start in autumn 2025, with new cohorts every few months. We keep groups small because these conversations work better when everyone has space to participate. If you're interested, reach out and we'll have a chat about whether it's a good fit.

Workshop environment showing collaborative financial learning session

Ready to Start?

We're based at 1/152 Collins St in Hobart. Email us at help@evaronictelo.com or call +61402743343 to set up an initial conversation. No pressure, no sales pitch. Just a genuine discussion about whether our approach might work for you.